Detail předmětu

Personal Finance

FP-pfPAk. rok: 2023/2024

The course is focussed on the following areas: personal income, planning and budgeting, savings and investments, debts, personal risk and bankruptcy, law and tax contexts of personal finance.

Jazyk výuky

angličtina

Počet kreditů

5

Zajišťuje ústav

Základní literatura

Ryan, J. Personal Financial Literacy. Cengage. 2012. ISBN 978-0-8400-5829-4
Lawless, R.E. The Student's Guide to Financial Literacy. Greenwood. 2010. ISBN 978-0-313-37718-1
Holmquist, J. Budgeting: How to Make a Budget and Manage Your Money and Personal Finances Like a Pro. CreateSpace Independent Publishing Platform. 2016. ISBN 978-1-530487264.
Twomey, B. Inside the Currency Market: Mechanics, Valuation and Strategies. Bloomberg Press. 2012. ISBN 978-0-470-95275-7

Doporučená literatura

Aprea, C. et al. International Handbook of Financial Literacy. Springer. 2016. ISBN 978-981-10-0358-5
Kaminski, K. Financial Literacy: Introduction to the Mathematics of Interest, Annuities, and Insurance. UPA. 2010. ISBN 978-0-7618-5309-1
Smith, A.O. Financial Literacy for Millennials: A Practical Guide to Managing Your Financial Life for Teens, College Students, and Young Adults. Praeger. 2016. ISBN 978-1-440834028.
Tyson, E. Personal Finance For Dummies. For Dummies. 2012. ISBN 978-1-118117859.

Zařazení předmětu ve studijních plánech

  • Program BAK-UAD bakalářský, 2. ročník, letní semestr, povinně volitelný

Typ (způsob) výuky

 

Přednáška

26 hod., nepovinná

Vyučující / Lektor

Cvičení

13 hod., povinná

Vyučující / Lektor

Osnova

1 General principles of compound interest and its impact in savings
2 Investments: Equities, mutual funds, exchange traded funds, stocks and their profitability
3 Investments: Bonds and their valuation, duration, convexity, immunization
4 Debts: Amortization, annuity, payment plan
5 Currency market: cross currency exchange rates, forward exchange rates
6 Summary of the semester - a wrap up, review of the knowledge/skills enhancing, feedback from students. Test. Credit awarding.