Detail publikačního výsledku

Authorizing card payments with PINs

CVRČEK, D.; KRHOVJÁK, J.; KUMPOŠT, M.; MATYÁŠ, V.

Originální název

Authorizing card payments with PINs

Anglický název

Authorizing card payments with PINs

Druh

Článek recenzovaný mimo WoS a Scopus

Originální abstrakt

Chip & PIN is the name of the new technology supposed to considerably decrease fraud related to payment cards. While this is definitely true from the banks' point of view, what is not so clear are implications for customers - the ultimate card users. Introduction of smartcards within the Chip & PIN deployment exercise is quite likely the most extensive deployment of computers in the human history, with security as a ma jor aspect. We first review some of the most critical issues related to the introduction of Chip & PIN card payment authorization, and then discuss our two-phase experiment.1 Our experiment examined, in two phases, whether the introduction of this authorization method is advantageous for an opportunistic thief and whether the customer truly benefits from the Chip & PIN technology with respect to this opportunistic thief. This is, to our best knowledge, the first presentation of non-trivial field experiment results on the ease of PIN in-shop observation to the general public.

Anglický abstrakt

Chip & PIN is the name of the new technology supposed to considerably decrease fraud related to payment cards. While this is definitely true from the banks' point of view, what is not so clear are implications for customers - the ultimate card users. Introduction of smartcards within the Chip & PIN deployment exercise is quite likely the most extensive deployment of computers in the human history, with security as a ma jor aspect. We first review some of the most critical issues related to the introduction of Chip & PIN card payment authorization, and then discuss our two-phase experiment.1 Our experiment examined, in two phases, whether the introduction of this authorization method is advantageous for an opportunistic thief and whether the customer truly benefits from the Chip & PIN technology with respect to this opportunistic thief. This is, to our best knowledge, the first presentation of non-trivial field experiment results on the ease of PIN in-shop observation to the general public.

Klíčová slova

smart-card, PIN, chip, experiment, security, banking, payment

Klíčová slova v angličtině

smart-card, PIN, chip, experiment, security, banking, payment

Autoři

CVRČEK, D.; KRHOVJÁK, J.; KUMPOŠT, M.; MATYÁŠ, V.

Rok RIV

2010

Vydáno

28.01.2008

ISSN

0018-9162

Periodikum

COMPUTER

Svazek

41

Číslo

2

Stát

Spojené státy americké

Strany od

64

Strany do

68

Strany počet

5

BibTex

@article{BUT46917,
  author="Daniel {Cvrček} and Jan {Krhovják} and Marek {Kumpošt} and Václav {Matyáš}",
  title="Authorizing card payments with PINs",
  journal="COMPUTER",
  year="2008",
  volume="41",
  number="2",
  pages="64--68",
  issn="0018-9162"
}