Course detail
Banking 2
FP-banPAcad. year: 2024/2025
The aim of subject is to gain basic knowledge about the types of banks, product and customer-oriented banks, the banking sector, principles of prudent business of banks, types of banking transactions, payment instruments and financial transfers, bank products and distribution channels to clients, bank credit and financial - loan transactions with clients including credit risk management, liquidity management fundamentals, including the management of its assets and liabilities. Completion of the course will enable students to understand the processes taking place in the current banking and virtually participate in this activity.
Language of instruction
Number of ECTS credits
Mode of study
Guarantor
Department
Entry knowledge
Rules for evaluation and completion of the course
The test is classified according to ECTS.
Result orientation knowledge test is only a complementary view of the knowledge level of student.
Control is fully in teacher’s competence. Active participation in lessons, continuous control of knowledge at seminars.
Aims
To gain knowledge about the banking sector, the various types of banks, the function of the central bank and its monetary policy on the economy, on liquidity management and its internal economy, banks trading on their own account, foreign exchange transactions, transactions with receivables and securities, bank risk management . To orient students in interest rates, yields, present and future values, their behavior and the impact on business activity.
Study aids
Prerequisites and corequisites
Basic literature
POLIDAR, V., Management bank a bankovních obchodů, 2. vydání, Praha, Ekopress 1999, ISBN 80-86119-11-4 (CS)
REVENDA, Z., Centrální bankovnictví, 2., rozšířené vyd., Praha Management Press, 2001,782 s., ISBN 80-7261-051-1 (CS)
ZEMAN, V., MELUZÍN, T., Bankovnictví I, II, 2. vydání, Brno, CERM 2008, ISBN 978-80-214-3580-3 (1.díl), 978-80-214-3581-0 (2.díl) (CS)
ZEMAN, V., SLEZÁK, M., Centrální bankovnictví a monetární politika, 1. vydání CERM 2010, ISBN 978-80-214-4043-2 (CS)
Recommended reading
REVENDA,. Z a kol., Peněžní ekonomie a bankovnictví, 1.vyd., Praha Management Press, 1996,613s., ISBN 80-85943-0 (CS)
Elearning
Classification of course in study plans
Type of course unit
Lecture
Teacher / Lecturer
Syllabus
 Types of banks and their functions in the financial system (1)
 Contemporary trends of banking development (2)
 Interest, understanding and characteristics of interest rates (3)
 Payment instruments I. - order, cheque, bill of exchange (4)
 Payment instruments II. – letter of credit, (5)
 Payment cards (6)
 System of payment (7)
 Bank resources, deposit (passive) banking (8)
 Banking transactions I - loans, collaterals, (9)
? Banking transactions II. - loan risk security (10)
 Banking transactions III. - financial leasing, factoring, forfeiting (11)
 Foreign trade financing, foreign and exchange operations (12)
 Internal bank economics, bank liquidity management, assets and liabilities management
 Alternative channels bank of product disttribution (14)
Exercise
Teacher / Lecturer
Syllabus
- Elaboration of a loan application – financial statements, selected economic indicators, cash flow
- Case study - building saving
- Case study - pensions funds and life insurance
- Case study - mortgages
- Banking products comparison
- Presentation of students’ works and their evaluation
Elearning