Course detail
Banking and Insurance
ÚSI-ESBAPAcad. year: 2022/2023
Banking and Insurance systems.
Language of instruction
Czech
Number of ECTS credits
2
Mode of study
Not applicable.
Guarantor
Department
Learning outcomes of the course unit
Knowledge of terms and products frequently used in banking and insurance, as well as preparation for their use in practice.
Prerequisites
Not required
Co-requisites
Not applicable.
Planned learning activities and teaching methods
Tuition takes place in the form of lectures which present basic principles, the methodology of the given discipline, problems and example solutions.
Assesment methods and criteria linked to learning outcomes
Two compulsory written tests – one for the banking section and the second for the insurance part. The resultant classification is the sum of the results of both tests.
Course curriculum
1. Introduction to banking (types of financing, definition of a bank, bank supervision, the Czech banking system).
2. Identification of clients, financial investment instruments – deposit transactions.
3. Payments (cash, cashless, electronic banking, foreign payments).
4. Documentary payments (letter of credit, direct debit), payment cards, hedging of exchange rate risks.
5. Credit transactions, guarantees issued by banks (types of loans, loan applications, guarantee applications).
6. Credit analysis, loan and guarantee collateral.
7. Leasing, factoring, forfeiting.
8. Insurance – insurance theory and the related laws, forms of insurance.
9. Insurance of persons – property and liability insurance of citizens, risk and life insurance.
10. Third party liability insurance for motor vehicles, accident insurance for vehicles, transportation insurance.
11. Insurance of business risks.
12. Settlement of claims.
2. Identification of clients, financial investment instruments – deposit transactions.
3. Payments (cash, cashless, electronic banking, foreign payments).
4. Documentary payments (letter of credit, direct debit), payment cards, hedging of exchange rate risks.
5. Credit transactions, guarantees issued by banks (types of loans, loan applications, guarantee applications).
6. Credit analysis, loan and guarantee collateral.
7. Leasing, factoring, forfeiting.
8. Insurance – insurance theory and the related laws, forms of insurance.
9. Insurance of persons – property and liability insurance of citizens, risk and life insurance.
10. Third party liability insurance for motor vehicles, accident insurance for vehicles, transportation insurance.
11. Insurance of business risks.
12. Settlement of claims.
Work placements
Not applicable.
Aims
To improve and deepen students’ understanding of the meaning of terms, relationships and banking and insurance products in conjunction with real-world practice.
Specification of controlled education, way of implementation and compensation for absences
Monitored tuition via seminars, with a minimum attendance of 60 per cent.
Recommended optional programme components
Not applicable.
Prerequisites and corequisites
Not applicable.
Basic literature
DUCHÁČKOVÁ, E. Pojištění a pojišťovnictví. Praha: Ekopress, 2015. ISBN 9788087865255.
KALABIS, Z. Základy bankovnictví. Praha: Albatros Media, 2012. ISBN 978-80-265-0001-8
KRAJÍČEK, J. Bankovnictví, studijní materiál, PDF 2021 (CS)
MEJSTŘÍK, M Bankovnictví v teorii a praxi. Praha: Karolinum, 2014. ISBN 978-80-246-2870-7
POLOUČEK, S. Bankovnictví. Praha: C.H. Beck, 2013. ISBN 9788074004919.
KALABIS, Z. Základy bankovnictví. Praha: Albatros Media, 2012. ISBN 978-80-265-0001-8
KRAJÍČEK, J. Bankovnictví, studijní materiál, PDF 2021 (CS)
MEJSTŘÍK, M Bankovnictví v teorii a praxi. Praha: Karolinum, 2014. ISBN 978-80-246-2870-7
POLOUČEK, S. Bankovnictví. Praha: C.H. Beck, 2013. ISBN 9788074004919.
Recommended reading
DUCHÁČKOVÁ, E., DAŇHEL, J. Teorie pojistných trhů. Praha: Profesiional Publishing, 2010. ISBN 9788074310157. (CS)
DVOŘÁK, P. Bankovní pro bankéře a klienty. Praha: Linde, 2005. ISBN 80-7201-515-X
MAJTÁNOVÁ, A. DAŇHEL, J., DUCHÁČKOVÁ, E., KAFKOVÁ, E. Pojišťovnictví - Teorie a praxe. Praha: Ekopress, 2006. ISBN 80-86929-19-1
REVENDA, Z. Peněžní ekonomie a bankovnictví. Praha: Management Press, 2012. ISBN 9788072612406.
DVOŘÁK, P. Bankovní pro bankéře a klienty. Praha: Linde, 2005. ISBN 80-7201-515-X
MAJTÁNOVÁ, A. DAŇHEL, J., DUCHÁČKOVÁ, E., KAFKOVÁ, E. Pojišťovnictví - Teorie a praxe. Praha: Ekopress, 2006. ISBN 80-86929-19-1
REVENDA, Z. Peněžní ekonomie a bankovnictví. Praha: Management Press, 2012. ISBN 9788072612406.
Elearning
eLearning: currently opened course
Classification of course in study plans