Course detail

Banking and Insurance

ÚSI-ESBAPAcad. year: 2020/2021

Banking and Insurance systems.

Learning outcomes of the course unit

Knowledge of terms and products frequently used in banking and insurance, as well as preparation for their use in practice.


Not required


Not applicable.

Recommended optional programme components

Not applicable.

Recommended or required reading

DUCHÁČKOVÁ, E. Pojištění a pojišťovnictví. Praha: Ekopress, 2015. ISBN 9788087865255.
DUCHÁČKOVÁ, E, DAŇHEL, J. Teorie pojistných trhů. Praha: Professional Publishing, 2010. ISBN 9788074310157.
DVOŘÁK, P. Bankovní pro bankéře a klienty. Praha: Linde, 2005. ISBN 80-7201-515-X
KALABIS, Z. Základy bankovnictví. Praha: Albatros Media, 2012. ISBN 978-80-265-0001-8
MAJTÁNOVÁ, A. DAŇHEL, J., DUCHÁČKOVÁ, E., KAFKOVÁ, E. Pojišťovnictví - Teorie a praxe. Praha: Ekopress, 2006. ISBN 80-86929-19-1
MEJSTŘÍK, M Bankovnictví v teorii a praxi. Praha: Karolinum, 2014. ISBN 978-80-246-2870-7
POLOUČEK, S. Bankovnictví. Praha: C.H. Beck, 2013. ISBN 9788074004919.
REVENDA, Z. Peněžní ekonomie a bankovnictví. Praha: Management Press, 2012. ISBN 9788072612406.

Planned learning activities and teaching methods

Tuition takes place in the form of lectures which present basic principles, the methodology of the given discipline, problems and example solutions.

Assesment methods and criteria linked to learning outcomes

Two compulsory written tests – one for the banking section and the second for the insurance part. The resultant classification is the sum of the results of both tests.

Language of instruction


Work placements

Not applicable.

Course curriculum

1. Introduction to banking (types of financing, definition of a bank, bank supervision, the Czech banking system).
2. Identification of clients, financial investment instruments – deposit transactions.
3. Payments (cash, cashless, electronic banking, foreign payments).
4. Documentary payments (letter of credit, direct debit), payment cards, hedging of exchange rate risks.
5. Credit transactions, guarantees issued by banks (types of loans, loan applications, guarantee applications).
6. Credit analysis, loan and guarantee collateral.
7. Leasing, factoring, forfeiting.
8. Insurance – insurance theory and the related laws, forms of insurance.
9. Insurance of persons – property and liability insurance of citizens, risk and life insurance.
10. Third party liability insurance for motor vehicles, accident insurance for vehicles, transportation insurance.
11. Insurance of business risks.
12. Settlement of claims.


To improve and deepen students’ understanding of the meaning of terms, relationships and banking and insurance products in conjunction with real-world practice.

Specification of controlled education, way of implementation and compensation for absences

Monitored tuition via seminars, with a minimum attendance of 60 per cent.

Classification of course in study plans

  • Programme EID_P Master's, 2. year of study, winter semester, 2 credits, compulsory
  • Programme REI_P Master's, 2. year of study, winter semester, 2 credits, compulsory

Type of course unit



26 hours, compulsory

Teacher / Lecturer


eLearning: opened course