Publication result detail

Risk zoning in the context of insurance: Comparison of flood, snow load, windstorm and hailstorm

HANÁK, T.; KORYTÁROVÁ, J.

Original Title

Risk zoning in the context of insurance: Comparison of flood, snow load, windstorm and hailstorm

English Title

Risk zoning in the context of insurance: Comparison of flood, snow load, windstorm and hailstorm

Type

Scopus Article

Original Abstract

Natural disasters may have a catastrophic impact on the lives of people, company operations and property. The impacts of these disasters fall into the category of natural hazards and belong to standard insurance policies; however, they are problematic from the point of view of the varying degree of risk facing the insured objects in different locations. The objective of this paper is to discuss and assess the potential of applying risks zoning to the Czech Republic on the examples of the selected natural hazards of floods, snow load, windstorm and hailstorm. The assessment is conducted using available statistical data and a severity index. It is concluded that after the flood hazard, it is the combined risk of windstorm and hailstorm which has the biggest potential for the introduction of risk zoning for insurance purposes

English abstract

Natural disasters may have a catastrophic impact on the lives of people, company operations and property. The impacts of these disasters fall into the category of natural hazards and belong to standard insurance policies; however, they are problematic from the point of view of the varying degree of risk facing the insured objects in different locations. The objective of this paper is to discuss and assess the potential of applying risks zoning to the Czech Republic on the examples of the selected natural hazards of floods, snow load, windstorm and hailstorm. The assessment is conducted using available statistical data and a severity index. It is concluded that after the flood hazard, it is the combined risk of windstorm and hailstorm which has the biggest potential for the introduction of risk zoning for insurance purposes

Keywords

Flood; Insurance; Risk; Snow load; Windstorm; Zone

Key words in English

Flood; Insurance; Risk; Snow load; Windstorm; Zone

Authors

HANÁK, T.; KORYTÁROVÁ, J.

RIV year

2016

Released

30.06.2014

ISBN

1451-4117

Periodical

Istrazivanja i Projektovanja za Privredu

Volume

2014

Number

12

State

Republic of Serbia

Pages from

137

Pages to

144

Pages count

8

BibTex

@article{BUT109402,
  author="Tomáš {Hanák} and Jana {Korytárová}",
  title="Risk zoning in the context of insurance: Comparison of flood, snow load, windstorm and hailstorm",
  journal="Istrazivanja i Projektovanja za Privredu",
  year="2014",
  volume="2014",
  number="12",
  pages="137--144",
  doi="10.5937/jaes12-6098",
  issn="1451-4117"
}